August 18, 2021

A few years ago, it was not hard to find a company that would cover you in case you got sick.

But that’s no longer the case, according to an article by

LifeInsider says that most of the major life insurance companies have stopped offering life insurance for flu patients in the past year, and that a lot of people are choosing to shop around for coverage online.

Life insurers have been trying to lure people back to their platforms with free flu vaccines, but there are still some big questions about whether it will work.

“We’re still in the infancy of this vaccine, but we’re seeing a lot more people looking at it as an alternative to paying for insurance,” said Rob McNeill, senior vice president of sales at, which is the second-largest life insurance provider in the U.S. It’s not clear whether the rise in flu vaccination rates is due to more people opting for coverage or the flu being so much more infectious than it was in years past.

“If you look at our flu data, it looks like it’s actually quite mild, which might have something to do with the fact that we have fewer cases,” McNeill said.

“I’m not sure if that’s really what we’re trying to encourage people to do, but the data suggests that we’re having some success in that regard.” has seen a significant surge in flu coverage since the flu season started in January, with an average of nearly 100,000 flu shots distributed every day in March alone.

That means that the flu vaccine is making a comeback, but at a slower pace than it did a few years back.

As of May, LifeInsure says it has nearly 2 million flu shots in circulation.

In March, Life insurers said they were seeing an average monthly payout of $2,100 for a person who has had flu symptoms, compared with about $3,000 in March 2017.

McNeill says that’s not a lot, especially considering the flu shot costs around $300, and a lot can change in just a few weeks.

But LifeInsurers is looking to keep customers coming back to the platform.

“It’s certainly not a great time for us to be in the business of trying to get people back on the platform,” he said.