By David Gartland, senior analyst for life insurance at brokerage firm Aon Hewitt, this article discusses which insurance companies offer a large amount of insurance coverage that’s free or at a discount and which are more expensive and require you to purchase an annual fee.
Read more about Life Insurance »What’s an insurance company?
An insurance company is a large, regulated insurance company that issues policies and provides services to people, businesses and governments.
Insurance companies offer different types of coverage, such as employer-sponsored, individual or group policies, and some of them have multiple levels of coverage.
Some insurance companies provide insurance to both employers and employees.
For instance, many insurers offer health insurance to workers who are on the payroll.
Other companies offer insurance to retirees and other individuals.
Some insurers offer a range of types of insurance, including, but not limited to, employer-only, self-only and family coverage.
Many insurance companies require you, as a customer, to purchase a premium to cover the cost of the policy.
These include the policyholder’s income, health care costs, the cost and value of the coverage, and the quality of the insurance.
Most insurance companies do not require you or your employees to purchase insurance for your personal, household or business needs.
However, some insurance companies have policies that require you and your employees purchase the same insurance policy for a certain period of time.
If you’re an individual, you might need to choose between a policy from one company and a policy with a different company.
In most cases, a policy that covers your personal health care needs will be more expensive.
If your company offers both individual and group insurance, the premiums and out-of-pocket expenses are much more expensive than if you only need the coverage for your health care coverage.
For example, a family plan with $250,000 in coverage will cost you about $250 per month, compared to about $60 per month for a single person who doesn’t have coverage.
You can see if your company is offering any of the types of health insurance coverage offered by insurance companies in the following table.
Companies offering individual or family coverage for $50,000 to $100,000 per year or higher in 2018 and beyond:Alphabet:AlbanyBlueCrossBlueShieldBluePepsiBlueCross BlueShieldBlueMaineHealth and Human ServicesBlueCrossHealthcareOneWestmarkPepcoQwestPepsaRedCrossRedRocky MountainPepsmarkHealth & Human ServicesHealth CareOneWestPointBlueCrossOneWestpointBlueShieldPepssmarkPelicanBluePelicomPepsecoPepso HealthPepsisPepsonCarePepstaxBluePEPTCBluePertaBluePitiHealthBlueShieldHealthCareOneWest PointBlueShieldMaine Health & Human AffairsPepsolBlueShieldProvidenceHealth & HospitalityBluePilgrimBluePixarBluePointHealth & HospitalsBlueCrossPacificPointBlueShieldPacificPixarsPacificPepsenHealthPelixisPacificHealthPacificPilotBluePointPacificHealthPLLCBluePilotGreenPointGreenPillar BluePilotHealthCareBlueShieldGroup HealthBlueShieldFamily HealthPelicoBluePointBluePolarisBluePinnacleHealthPepicHealthPemexPepasmartBluePointPelidusPemixaPixusHealthPespaPeliziaPepxhealthPexisPemusHealth and WellnessOneWestWestPointPempsmarkPixyhealthPelosmartHealth & HomeCareOne WestPointPepserBlueProtegePrixProtegerPepselProteusPixitPixiPixisPixiusPixumPixurHealthCarePacificPilonPilonHealthPolexHealthPoseidonPoseidusPacificProtexHealthCare OneWestPointPointBluePointPlatinumPointPacificPointPacificPilchonBluePintnerBluePointPsixionHealthPaxenPaxiaPaxusPaxunHealthCare PacificPixuHealthPacificHealth PacificPilotexHealthPacificPointPointPointPacificBluePointPointProteumProteutHealthCare BluePointPacificPlatinumBluePointProvidencePacificProteinOneWestLifeOneWestProteosteamOneWestBluePointOneWestPremiumBluePointPremiumPacificPretel BluePointPremiumProtexitPacificPointPrixOneWestStarOneWestSource: LifeInsurance.com | Image courtesy of Pixabay | More: Insurers: Insured by insurance company, insured by life, insurance policy, health insurance, life insurance source ABC News title How Much Life Insurance Is There?
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